Shared Equity Mortgages – First Home Buyer Life Line or Equity Bonus for the Banks?


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With the emergence of a housing affordability crisis in Australia the new ‘shared equity mortgage’ scheme for first home buyers and families is being touted as the new life line for prospective home owners.
A recent first home buyer survey in Australia conducted by Genworth Financial on 2000 adults discovered that 70% of participants surveyed would [...]

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Capped Mortgage Rates – Self-certification Mortgage Rates

Sometimes, actually every time, you have to spend some time to find the best mortgage rates. When you start your search for a new home however, the best thing you can do is search for the best loans on the market that will give you the best rates.
The Capped Self-Certification Mortgage Rates
The self-certification loans have [...]

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Applying for Your First Home Mortgage? What You Need to Know

ng for your first home mortgage at first might seem like an easy process simply because people buy and sell homes every day. However, buying a home is not like buying a new bike, and applying for a home mortgage can be a long and drawn out process requiring a lot of patience and fortitude. [...]

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The Facts about Home Mortgage Refinance

There has been a lot of speculation lately that the bottom of the real estate industry is going to fall out in 2007. It is more likely that a couple of holes will form in the bottom, but it will not fall out. Recent numbers say that most places will not see more than a [...]

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10 Signs That You Need a New Mortgage Broker

Being approved for a mortgage can be hard in a difficult economic climate. The last thing you need is an unhelpful mortgage broker. Mortgage brokers are supposed to make the process smooth and ease your worries and fears. They are supposed to explain the details so that they become clearer not more clouded. With the [...]

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